Please read the following terms and conditions of service carefully ("Terms"). By using this web site with Webfg ("Content") you are indicating your agreement to be bound by these Terms. If you have any questions, please contact info@DigitalLook.com




LEGAL


1 Description of the Service

1.1 ("Webfg", "we" or "us") will provide you with access to the Site. Access to the Site is free. Some other services provided by Webfg may not be free. If this is the case, Webfg will inform you before you subscribe to the other services that they are not free and make sure that it is clear what the charges are.

1.2 In these Terms Service refers to any services provided by us, including the provision of access to the Site.

2 Registration

2.1 The detail provided by you on registration are important. You must ensure that they are correct and complete.

2.2 You must inform us immediately of any changes to the information that you provided when registering. To inform us of any changes, please log in and change your profile as appropriate.

3 Content of the Site

3.1 Because of the nature of the information displayed on the Site, Webfg cannot verify whether it is accurate or up to date. If Webfg becomes aware that any information is inaccurate or out of date it will remove it from the Site or take other appropriate action. Webfg is not responsible for the content of the Site. It does not warrant, represent or endorse the accuracy or reliability of any of the information, content, advertisements or third party site and content contained on, distributed through or linked, downloaded or accessed from the Site, nor the quality of any products, information or other materials displayed, purchased or obtained by you as a result of an advertisement or any other information or offer on or in connection with Webfg.

3.2 The content on the Site is only for your general information and use and is not intended to address your particular requirements.

3.3 The content of the Site does not constitute any form of advice, recommendation or arrangement by Webfg and is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. You acknowledge and agree that you bear responsibility for your own investment research and investment decisions, and that Webfg shall not be held liable by you or any others for any decision made or action taken by you or others based upon reliance on or use of information or materials obtained or accessed through use of the Site.

3.4 Investors should be aware that prices may fall as well as rise and that the income derived can go down as well as up. When buying or selling any investment that fluctuates in price or value you may get back less than you invested. Past performance is not necessarily a guide to future performance. Investors should be particularly wary about the accuracy of the comment posted on the investment bulletin boards that Webfg links to.

3.5 Any arrangements made between you and any third party named on this site are at your sole risk and responsibility.

3.6 Material on this site is protected by copyright, trade marks and other intellectual property and proprietary rights. You may print or download one copy of the content on the site on any single computer for your own personal, non-commercial use, provided you keep intact all and any copyright and proprietary notices. You may not otherwise reproduce, copy of distribute or use for commercial purposes any of the materials or content on the site without written permission from Webfg.

4 Links to other websites and services

4.1 The Site contains links to other websites which are not under the control of and are not maintained by us. These links are provided for your convenience only and we are not responsible for the contents or security of those sites.

5 Access to our Service

5.1 We make no promise that our Service will be uninterrupted or error free.

5.2 Your access to the Service may be occasionally restricted to allow for repairs, maintenance or the introduction of new facilities or services. Webfg will attempt to restore the Service as soon as it reasonably can.

5.3 Because of the nature of the Internet, the Site is provided on an "as is" and "as available" basis. We are not responsible to you if we are unable to provide our Service for any reason beyond our control.

5.4 This service is only available for private investors. A private investor in the UK is a customer who is not carrying out regulated activities within the meaning of the Financial Services and Markets Act 2000 and who meets all of the conditions set out below:

• You use the service in a personal capacity

• You are not currently registered or qualified as a professional securities trader or investment adviser with any national or state exchange, regulatory authority, professional association or recognised professional body

• You do not currently act in any capacity as an investment adviser, whether or not you have at some time been qualified to do so

• You use the service solely in relation to the management of their personal funds and not as a trader to the public or for the investment of corporate funds

• You do not distribute, republish or otherwise provide any data from the service to any third party in any manner

• Your account is for individual use only and must be maintained in your name and not in any company name - the exception to this would be a share club operating on a non-professional basis.

6 Your conduct on our Site

6.1 You must not use the Service in a way which causes or is likely to cause the Service provided by Webfg to be interrupted, damaged or impaired in any way.

6.2 You understand that you, and not Webfg, are responsible for all messages received by or sent from your computer to the bulletin boards and you must use the bulletin boards and the Service for lawful purposes only.

6.3 You must not use the bulletin boards or the Service for any of the following:

• for fraudulent purposes or in connection with a criminal offence or other unlawful activity;

• to send, use or reuse any material which is offensive, abusive, indecent, defamatory, obscene or menacing, or in breach of copyright, trademark, confidence, privacy or any other rights;

• to cause annoyance, inconvenience or needless anxiety.

6.4 You must immediately notify us if any one brings or threatens to bring a claim or legal proceedings against you relating to your use of the Service. You further agree to immediately stop the act that is the subject of the claim or legal processing. If Webfg asks you to, you must confirm the details of the claim or the proceedings in writing.

7 Your Liability

7.1 You must compensate Webfg against any damage suffered by us as a result of any wilful or negligent act by you or any breach of the contract by you.

8 Webfg's liability

8.1 Our total liability to you (including where we have been negligent) shall be limited to the amount of £1,000 pounds sterling, except where we are unable to limit liability in law. Webfg is unable to limit its liability by law for death or personal injury.

8.2 We will not be responsible for your loss of profits, wasted expenditure, corruption of data or destruction of data or any other loss which does not directly result from something we have done wrong.

9 Matters beyond Webfg's reasonable control

We shall not be responsible for any breach of these Terms caused by circumstances beyond our control.

10 Copyright / Trademarks

10.1 All rights in the designs and information in our Site or distributed by us via e-mail, fax, mobile phone, handheld computer or other device are owned by Webfg or its licensors. You may not copy, reproduce, modify, distribute, republish, display, post or transmit any part of this Site without our permission.

10.2 "Webfg" is a trademark of Webfg. Other products and company names mentioned on our Site may be the trademarks or registered trademarks of their respective owners.

11 Data Protection

11.1 We will respect your personal information and will comply with all applicable UK data protection legislation currently in force.

11.2 We will use your personal information which you provide to us and the records of your visits to constantly monitor and improve our Service to you and for marketing purposes in accordance with our Privacy Policy .

12 Termination of Service or amendments to the Terms

Any promotional offers are valid for 12 months, after which time standard charges apply.

We reserve the right to alter or withdraw our Service, to refuse our Service to any customer and to change the Service or these Terms at any time by posting notice of the changes on the Site at least 30 days before the change is to take effect. If you use the Site after we have posted notice of the changes you will be bound by the new terms. You should therefore ensure that you read the amended terms. The Terms may also be extended to include other conditions applicable to specific products or services offered by Webfg from time to time.

13 Assignment

You will not transfer or attempt to transfer this contract in whole or in part to any one else.

14 Laws

These Terms shall be governed by and construed in accordance with the laws of England and Wales and any disputes will be decided only by the courts of England and Wales.

The Service is owned and operated by Webfg a company registered in England and Wales (under company number 3678570) whose registered office is at Webfg, 10 Lower Thames St, London EC3R 6EN . If you have any queries, please contact info@Digitallook.com .



15 User Terms and Conditions

Please read the following terms and conditions of service carefully ("Terms"). By using this web site containing financial information, data, news and analysis ("Content") you are indicating your agreement to be bound by these Terms.

The Content is only for your general information and use and is not intended to address your particular requirements.

The Content does not constitute any form of advice, recommendation or arrangement by Webfg and is not intended to be relied upon by you in making (or refraining from making) any specific investment or other decisions. Appropriate independent advice should be obtained before making any such decision. You acknowledge and agree that you bear responsibility for your own investment research and investment decisions, and that Webfg shall not be held liable by you or any others for any decision made or action taken by you or others based upon reliance on or use of information or materials obtained or accessed through use of the Content.

Investors should be aware that prices may fall as well as rise and that the income derived can go down as well as up. When buying or selling any investment that fluctuates in price or value you may get back less than you invested. Past performance is not necessarily a guide to future performance.

Any arrangements made between you and any third party named in this Content are at your sole risk and responsibility.

The Content is protected by copyright, trademarks and other intellectual property and proprietary rights. Republication or redistribution of Webfg content, including by caching, framing or similar means is expressly prohibited without the prior written consent of Webfg.

Although all reasonable effort has been made by Webfg and its suppliers in collecting and maintaining the Content, neither Webfg nor its supplies give any warranties as to the accuracy, completeness, timeliness, integrity or fitness for purpose of the Content.

Neither Webfg nor its suppliers (listed in brief below and only applicable where appropriate), if any, shall in any circumstances be liable whether in contract tort or otherwise for any consequential or indirect loss or damage or for any loss of profits or of contracts howsoever arising through negligence or otherwise and of whatsoever nature suffered or incurred directly or indirectly by you.
The Content is only for your general information and use and is not intended to address your particular requirements.

Open Source Software

Some of the source code used on this site is subject to open source licence agreements and has been modified to meet the needs of this site. In order to comply with these open source licence agreements, Webfg shall make available such source code upon a written request.



The London Stock Exchange crest and logo, AIM, City Media Centre, EUROSETS, extraMARK, EXTRANEX, landmark, London Market Information Link (LIML), RNS, RNS Alert, RNS Insight, RNS Mediastream, RNS Reach, RNS Submit, EAQ, SEDOL, SEDOL MASTERFILE, SEQUENCE, SETS, STX, techMARK and techMARK mediscience are trademarks of London Stock Exchange plc.

FTSE

Webfg are not in any way sponsored, endorsed, sold or promoted by FTSE International Limited ("FTSE") or by the London Stock Exchange Plc (the "Exchange") or by The Financial Times Limited ("FT") (together the &open “Licensor Parties”)and none of the Licensor Parties make any warranty or representation whatsoever, expressly or impliedly, either as to the results to be obtained from the use of the FTSE UK Index Series (the “Index") and/or the figure at which the said Index stands at any particular time on any particular day or otherwise. The Index is compiled and calculated by FTSE. None of the Licensor Parties shall be liable (whether in negligence or otherwise) to any person for any error in the Index and none of the licensor Parties shall be under any obligation to advise any person of any error therein.

“FTSE®”, "FT-SE®", "Footsie®", “FTSE4Good®” and “techMARK are trade marks jointly owned by the London Stock Exchange Plc and The Financial Times Limited and are used by FTSE International Limited (“FTSE”) under licence. “All-World®”, “All-Share®” and “All-Small®” are trade marks of FTSE.

The FTSE UK Index Series is calculated by FTSE. FTSE does not sponsor, endorse or promote this product and is not in any way connected to it and does not accept any liability in relation to its issue, operation and trading.

All copyright and database rights in the index values and constituent list vest in FTSE. Webfg has obtained full licence from FTSE to use such copyrights and database rights in the creation of this product.

Dow Jones Indices

The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use. All content of the Dow Jones IndexesSM © 2006 is proprietary to Dow Jones & Company, Inc. The use of this information is subject to the following terms and conditions.

The following has been reproduced from http://www.djindexes.com/mdsidx/html/tandc/indexestandcs.html

TERMS AND CONDITIONS OF USE OF DOW JONES INDEXESSM BY ACCESSING AND USING THE DATA RELATED TO DOW JONES INDEXESSM (INCLUDING, WITHOUT LIMITATION, THE INDEX VALUES, HEREAFTER COLLECTIVELY "DOW JONES INDEXESSM") ON THIS WEB SITE, YOU ARE AGREEING TO BE LEGALLY BOUND BY THESE TERMS AND CONDITIONS, INCLUDING ALL AMENDMENTS MADE AFTER MARCH 2003. IF ANY OF THESE TERMS AND CONDITIONS ARE UNACCEPTABLE TO YOU, YOU MAY NOT ACCESS OR USE DOW JONES INDEXESSM. GENERAL TERMS AND CONDITIONS OF USE

Dow Jones IndexesSM (including, without limitation, the Dow Jones Averages, Dow Jones Global Indexes, Dow Jones Titans Indexes, Dow Jones Islamic Market Indexes, Dow Jones Sustainability Indexes and Dow Jones-AIG Commodity Indexes) are proprietary to Dow Jones & Company, Inc. (Dow Jones) and/or its licensors. By accessing and using the Dow Jones IndexesSM, you are indicating that you are at least 18 years old, and you agree to be bound by all these Terms and Conditions of Use. You may print and keep a copy of these Terms and Conditions of Use, but Dow Jones may change any of these terms at any time. When the terms are changed, the changes will appear in this document. Your use of Dow Jones IndexesSM after any changes have been posted will constitute your agreement to the modified Terms and Conditions of Use. Therefore, you should read these Terms and Conditions of Use from time to time. If you do not agree to be bound by these Terms and Conditions of Use or any changes thereto, you should not use Dow Jones IndexesSM again. PROPRIETARY RIGHTS AND LIMITATIONS ON USE Dow Jones IndexesSM are protected by copyright and other intellectual property laws. Dow Jones IndexesSM may be used only for your personal, non-commercial purposes. You agree not to modify, copy, reproduce, retransmit, distribute, sell, publish, broadcast, create derivative works from or store the Dow Jones IndexesSM (or any portion thereof), without the express prior consent of Dow Jones. You may not use Dow Jones IndexesSM for any unlawful purpose. All trade names, trademarks, service marks associated with the Dow Jones IndexesSM (whether registered or unregistered) (the "Marks") are proprietary to Dow Jones and/or its licensors and are protected by applicable trademark laws. Nothing contained in this web site should be construed as granting any license or right to use any of the Marks displayed here without the express written permission of Dow Jones or the applicable licensors . Any unauthorized use of the Marks is strictly prohibited. Also, you may not use any of the Dow Jones IndexesSM or the Marks in connection with the issuance, trading, marketing or promotion of investment products (e.g., derivatives, structured products, investment funds, investment portfolios, etc. where the price, return and/or performance of the investment product is based on or related to the Indexes) without a separate written agreement with Dow Jones. Further, neither Dow Jones nor its licensors is giving investment advice, tax advice, legal advice, or other professional advice by providing the Dow Jones IndexesSM, and neither Dow Jones nor its licensors sponsor, recommend or endorse the purchase or sale of any security or investment. If you violate any of these terms and conditions, Dow Jones has the right to terminate your access to all or any portion of the Dow Jones IndexesSM immediately without notice. Your right to use the Dow Jones IndexesSM is subject to any limits established by Dow Jones in its sole discretion.

DISCLAIMER OF WARRANTIES AND LIABILITY DOW JONES INDEXESSM ARE PROVIDED TO YOU "AS IS". NEITHER DOW JONES NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS WARRANTS THE ACCURACY, COMPLETENESS, CURRENTNESS, NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OF THE DOW JONES INDEXESSM. ALTHOUGH DOW JONES MAKES REASONABLE EFFORTS TO COMPLY WITH ITS GUIDELINES REGARDING THE SELECTION OF COMPONENTS IN THE DOW JONES ISLAMIC MARKET INDEXES, DOW JONES CANNOT GUARANTEE OR WARRANT THAT THOSE INDEXES OR THE DATA RELATED THERETO WILL COMPLY WITH SHARIAH LAW OR OTHER ISLAMIC PRINCIPLES AND DOW JONES EXPRESSLY DISCLAIMS ANY SUCH WARRANTY. NEITHER DOW JONES NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY LOSS OR INJURY RESULTING DIRECTLY FROM USE OF THE DOW JONES INDEXESSM CAUSED IN WHOLE OR PART BY DOW JONES' NEGLIGENCE OR CONTINGENCIES BEYOND ITS CONTROL IN PROCURING, COMPILING, INTERPRETING, REPORTING OR DELIVERING THE DOW JONES INDEXESSM. IN NO EVENT WILL DOW JONES OR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION MADE OR ACTION TAKEN BY YOU IN RELIANCE ON THE DOW JONES INDEXESSM. NEITHER DOW JONES NOR ANY OF ITS AFFILIATES, AGENTS OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES (INCLUDING, WITHOUT LIMITATION, CONSEQUENTIAL, SPECIAL, INCIDENTAL, INDIRECT, OR SIMILAR DAMAGES) EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. ADDITIONAL TERMS

Dow Jones may discontinue or change the Dow Jones IndexesSM, or their availability to you, at any time without notice. If any provision in these Terms and Conditions of Use is invalid or unenforceable under applicable law, the remaining provisions will continue in full force and effect. These Terms and Conditions of Use, your rights and obligations, and all actions contemplated by this agreement shall be governed by the laws of the State of New York, as if these Terms are a contract wholly entered into and wholly performed within the State of New York. These Terms and Conditions of Use constitute the entire agreement between you and Dow Jones relating to the Dow Jones IndexesSM, and they supersede any and all other agreements, oral or in writing, with respect to the indexes. The failure of Dow Jones to insist upon strict compliance with any term or provision shall not be construed as a waiver with regard to any subsequent failure to comply with such term or provision. Certain market data is provided by Reuters for use in calculating the Dow Jones IndexesSM. Reuters shall not be liable for any errors or delays in content, or for any actions taken in reliance thereon.

The Dow Jones IndexesSM are proprietary to and distributed by Dow Jones & Company, Inc. and have been licensed for use.

NASDAQ

NASDAQ®, NASDAQ-100®, NASDAQ-100 Index® and NASDAQ Composite® are registered service/trademarks of The NASDAQ Stock Market, Inc.

S&P 500

S&P 500® is a trademark of The McGraw-Hill Companies, Inc.

Nikkei Indices

All Nikkei Indices data © Nihon Keizai Shimbun, Inc

FactSet

Consensus broker estimates sourced from FactSet Research Systems Inc., who calculate consensus using only those estimates changed or actively validated within the last 75 days.

ComStock

All information provided by FT Interactive Data (Europe) Limited and/or its parent company Interactive Data Corporation and/or its subsidiaries (hereinafter referred to jointly and severally as "ComStock") (such information referred to hereinafter as "ComStock Information") is owned by or licensed to ComStock and each user is permitted to store manipulate analyse reformat print and display the ComStock Information only for such user's personal use. In no event shall any user publish retransmit redistribute or otherwise reproduce any ComStock Information in any format to any other person and no user shall use any ComStock Information in or in connection with any business or commercial enterprise including, without limitation any securities investment accounting banking legal or media business or enterprise.

Prior to the execution of a security trade based upon the ComStock Information you are advised to consult with your broker or other financial representative to verify pricing information.

THE Comstock Information IS PROVIDED TO USERS "AS IS". Comstock MAKES NO EXPRESS OR IMPLIED WARRANTIES OF ANY KIND REGARDING THE Comstock Information INCLUDING WITHOUT LIMITATION ANY WARRANTY OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE OR USE. Comstock ACCEPTS NO LIABILITY FOR ANY INTERRUPTION INACCURACY ERROR OR OMISSION REGARDLESS OF CAUSE WHETHER THROUGH NEGLIGENCE OR OTHERWISE IN THE Comstock Information.

RiskMetrics Group

• RMG copyright notices

All RiskMetrics data is Copyright © 2000 The RiskMetrics Group, LLC. All rights reserved. Patents Pending.

• Trademark notices
RiskGrade, RiskGrades, ReturnGrade, RiskChart, RiskMetrics and the RiskMetrics logo, among others, are trademarks or service marks owned by or licensed to The RiskMetrics Group, LLC in the United States and other countries.

Other brands or product names are trademarks and/or service marks of their respective owners, should be treated as such, and may be registered in various jurisdictions.

• RMG Disclaimer Statement

The service and any other content, data, calculations or information processed by or transmitted by the riskmetrics group (collectively, "rmg content") are provided by the riskmetrics group "as is", all expressed or implied warranties and representations of any kind with respect to the service and rmg content are hereby disclaimed, including, but not limited to, (a) Warranties as to merchantability or use for a particular purpose (including investment decisions), whether or not the riskmetrics group knows or has reason to know or has been advised of any such purpose, (b) Warranties as to any results to be obtained from any use of the service or rmg content or information derived from the service or rmg content or (c) Any representation or warranty that the services results are in any way guidance for any investor or investors in general to determine the suitability or desirability of the investment in a particular security, or securities in general. To the extent that any implied warranties cannot be disclaimed under applicable law, any such implied warranties are limited in duration to thirty (30) days from the delivery date. The riskmetrics group does not guarantee the security, sequence, timeliness, accuracy, integrity or completeness of the service or rmg content. All service results are calculated on the basis of historical observations and should not be relied upon to predict future market movements. In no event shall the riskmetrics group have any liability for any losses (whether direct or indirect, in contract, tort or otherwise) incurred in connection with the service or rmg content, including but not limited to lost revenue or profit, lost or damaged data, damage to or interruption of any local area network, introduction of viruses, worms or other destructive programs or any other commercial or economic loss, or for any decision made or action taken by any party in reliance upon the service (or its results) or rmg content, or for any delays, inaccuracies, errors in, or omissions of the service or any rmg content. The maximum aggregate liability of the riskmetrics group and its agents, representatives and employees in connection with this license or the service, whether in tort, contract or otherwise, shall not exceed the license fee paid by you for the use of the service governed by this license.


Data quoted should only be used as a guide. Although all reasonable effort has been made by MoneyMate to guarantee the accuracy of the data supplied, MoneyMate does not give any warranties as to the accuracy and completeness of this data. Please contact the financial institution for more information. Email: info@moneymate.com Website: http://www.moneymate.com

Business Wire (BW) news

(c)2006 Business Wire. All of the news releases contained herein are protected by copyright and other applicable laws, treaties and conventions. Information contained in the releases is furnished by Business Wire's members, who warrant that they are solely responsible for the content, accuracy and originality of the information contained therein. All reproduction, other than for an individual user's personal reference, is prohibited without prior written permission.

PR Newswire (PRN) news

Copyright 2006. PR Newswire Association LLC. All rights reserved.

Hugin (HUG) news

Copyright 2006. Hugin ASA.

CCN Matthews (CCNM) news

Copyright 2006. CCN Matthews.


© 2009 Morningstar, Inc. All Rights Reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied, distributed or combined with other 3rd party data without prior written consent; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. Net Asset Values (NAVs) and other asset related data contain estimated information. The data is not provided to an audited standard.


PRIVACY


Webfg is committed to protecting your privacy online. Our policy below explains how we do this:

• What information do we collect?

When you register with our Site, we will collect your name, country, company name, company type and job description, e-mail address and phone numbers. We also monitor customer traffic patterns and Site use which enables us to improve the Service we provide.

• What do we do with the information?

We will use the information provided by you to promote a more personal Service. We are required by the Data Protection Act 1984 and 1998 to follow strict procedures to protect customer information.

As some of our computer systems are based outside the European Economic Area ("EEA"), it will be necessary to pass on some of your personal data outside of the EEA. By agreeing to the terms and conditions you accept that such transfers will take place.

We may use this information to tell you about changes to our site and let you know about our Service and those products and services of other companies we work with. If you do not wish to receive this information you may email us at remove@digitallook.com and we will remove your account.

We may pass the information we collect about you to other carefully selected companies whose products and services we think may be of interest to you. If you do not want us to do this then you are able to opt out when registering or may unsubscribe yourself from 3rd party emails in the email alerts section of your account.

• What about "cookies"?

"Cookies" are small pieces of information that are stored on your computer's hard drive by your browser. These allow us to store your details and provide features to make your use of the Service easier. Most browsers allow the cookie function to turn off. If you want to know how to do this please look at the help menu on your browser.

This website uses Google Analytics, a web analytics service provided by Google, Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of the website (including your IP address) will be transmitted to and stored by Google on servers in the United States . Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity for website operators and providing other services relating to website activity and internet usage. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf. Google will not associate your IP address with any other data held by Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. By using this website, you consent to the processing of data about you by Google in the manner and for the purposes set out above.



Real Time Terms & Conditions


All standard Webfg Terms & Conditions shall apply, as well as the following key items.

The Service:
Real Time UK Level 2 and/or Level 1 is available for all Active Trader subscribers. Please see the Active Trader section of the Terms & Conditions for details. We also offer a limited UK Level 1 service for all Real Time registered users. The Service aims to provide a minimum set amount of time per day accessing streamed UK level I data. Until further notice we will set this minimum at 15 minutes per day. We do not guarantee that access to this service will be uninterrupted, nor do we guarantee that you will be able to access this service at all times during the trading day. We aim to be able to provide you with this service at no charge on an ongoing basis, but reserve the right to withdraw the service and/or change the terms of the service at any time without prior notification. In the case that a charge must be introduced, we will give you at least two weeks notification to this effect, and you will be able to cancel your access without penalty or charge.

Registration:
Registration is on a first come first served basis. You must be registered with Webfg to apply for this service. You may only register once for this service. If you are already registered with this service and attempt to register for a second time we reserve the right to terminate your access.

By registering for access to Real Time you agree that your details may be shared with third party sponsors.

Access:
You will be provided with access to this service at the discretion of Webfg. We reserve the right to terminate access at any time and without reason.

Termination:
If you are not using the service we reserve the right to terminate your access. We will make our best attempt to notify you, but in any case reserve the right to terminate your access to the service without notice. As this is a free service, we reserve the right to change the terms, or terminate the service at any time.


Active Trader Terms & Conditions


All standard Webfg Terms & Conditions shall apply, as well as the following key terms.

The Service:
Although registration to the Webfg website is free, there are some premium services for which a subscription fee is payable. We will inform you on the website if the information you are trying to access is not free and you will be given an opportunity to subscribe and pay for such premium services. You agree to pay any fee for any of the premium services that you use which are not free of charge. The fee for Active Trader will vary depending on whether you will subscribe to the Service on a monthly, quarterly or yearly basis.

Availability:
Active Trader is available to customers who are registered with Webfg. It is available as a premium service to new customers and to current customers of MarketStars who choose to upgrade their service. Active Trader will be offered to current MarketStars customers at no additional cost for the remainder of their current subscription period. If a current MarketStars customer would choose not to upgrade, their current subscription to MarketStars will continue until the end of the subscription.

Payment:
Where you have chosen to make payment by debit/credit card, the fees are payable in advance by way of monthly, quarterly or annual subscription and are non-refundable. The payments will be deducted from the debit/credit card account that you have provided at the time of purchase. All payments will be inclusive of VAT unless otherwise shown.

Should the debit/credit card details for any reason be turned down for payment, we will notify you by email or telephone and suspend access to the premium service until such time as you inform us that we can resume drawing payments from a debit/credit card.

We will take all reasonable care to ensure that your payment is properly transmitted and kept secure.

Real Time:
As part of your subscription to Active Trader, you may request access to real time Level 2 and/or Level 1 data for UK equities at no additional charge. There is no additional charge because Webfg will pay the market data licence fees on your behalf. By requesting this data you agree that Webfg may submit your name and contact details to the London Stock Exchange for each month where you have requested this data as part of Webfg’s market data reporting requirements.

How to request access - you are able to make this request on the website by visiting any section where real time Level 2 and/or Level 1 data is available and clicking on the ‘activate’ button. Your request will be processed immediately. After the first time you have requested real time Level 2 and/or Level 1 data, each subsequent view of real time Level 1 and or Level 2 data will be considered a request and you will be deemed to agree that Webfg may submit your name and contact details to the London Stock exchange for that month.

How to remove access - you are able to remove access to real time Level 2 and/or Level 1 data by:
- contacting Webfg (see contact details in the termination section) before the first day of the month to request that this access is removed, and your details will no longer be reported to the London Stock Exchange
OR
- by refraining from viewing Level 2 and/or Level 1 data for a full calendar month. For any calendar month where we do not receive a request for access, we will consider this to be a request to remove access.

You will be able to request access to Level 2 and/or Level 1 data in any calendar month so long as you remain a subscriber to Active Trader, and regardless of any previous requests to remove access.

Cancellation:
You may cancel your subscription in accordance with Consumer Protection (Distance selling) Regulation 2000 within seven (7) working days of the start of your subscription (“the Cancellation Period”). You can send your cancellation request by registered post to Webfg, 10 Lower Thames St, London EC3R 6EN, or email info@digitallook.com. Your cancellation request will be effective on the day your request is postmarked if sent by registered mail, and the current business day your email is sent. (A business day is 9am - 5:30pm, Monday to Friday excluding bank holidays). If you cancel within the Cancellation Period, we will refund any payment already made apart from such proportion for days that you have already received the service. Please note all refunds will be subject to an administration fee of 4.5% of the total value.

Termination:
This agreement will continue unless terminated in accordance with the following provisions. You may terminate your monthly, quarterly or annual agreement by giving Webfg not less than 30 days notice before your next renewal date. You may give this notice by registered post or e-mail (see below for contact details).

We may terminate these Terms and deactivate your access to premium services with immediate effect if you:

(i) fail to make any payments due to us;

(ii) are in breach of any of these Terms;

(iii) you do or fail to do any act which jeopardises the continuance of these services

(iv) breach any of the FSA Rules, the FS&M Act or any other applicable legislation

We will then be under no further obligation to you.

To give notice of your intention to terminate this agreement, please contact us by sending a registered letter to Webfg, 10 Lower Thames St, London EC3R 6EN, or email info@digitallook.com. Your notice to terminate will be effective on the day your request is postmarked if sent by registered mail, and the current business day your email is sent. (A business day is 9am - 5:30pm, Monday to Friday excluding bank holidays).

Please note that your notice to cancel is only valid if it is acknowledged by our customer service team by email or telephone. If you do not hear from us within 2 business days, please contact us immediately.


EVENTS


Bookings can be made by telephone, fax, email, post or via our website at www.digitallook.com. All bookings are made on a first-come, first-served basis.

All attendees to Webfg events consent to the use of recording, filming, broadcast media, CCTV and photographic pictures that may be used for promotional purposes by Webfg.

• Late bookings

Webfg will accept late delegate bookings subject to availability and the immediate payment in full where payment is necessary.

• Cancellations of paid for events

Written cancellations must be confirmed in writing and received more than 7 days before the event to receive a full refund. Cancellations received after this time or failure to attend the conference without prior written notification will be subject to a 100 percent cancellation charge.

• Substitute delegates

Webfg will accept substitute delegates without charge where prior notification is received.

• Contact details

Registrants for Webfg events may have their details passed to an event sponsor. Registrants for Webfg events may be contacted by a sponsor of the event. Webfg may contact registrants by telephone, text message, or email prior to and after an event.

• Limitation of liability

Webfg does not accept responsibility for accident, injury or loss suffered while attending events unless it is directly due to negligence on its part.

Webfg accepts no responsibility for any loss incurred while using material or information gained at Webfg events.

Webfg reserves the right to cancel any event and/or amend its details. Including an event’s times, dates, changes to speakers, content and programme. In the unlikely occurrence of an event cancellation, Webfg will return any payments received in advance.