*A Private Investor is a recipient of the information who meets all of the conditions set out below, the recipient:
Obtains access to the information in a personal capacity;
Is not required to be regulated or supervised by a body concerned with the regulation or supervision of investment or financial services;
Is not currently registered or qualified as a professional securities trader or investment adviser with any national or state exchange, regulatory authority, professional association or recognised professional body;
Does not currently act in any capacity as an investment adviser, whether or not they have at some time been qualified to do so;
Uses the information solely in relation to the management of their personal funds and not as a trader to the public or for the investment of corporate funds;
Does not distribute, republish or otherwise provide any information or derived works to any third party in any manner or use or process information or derived works for any commercial purposes.
Marsh & McLennan Companies is a global professional services firm and the parent company of a number of subsidiaries and affiliates that provide clients with analysis, advice and transactional capabilities in the fields of risk and insurance services, investment management and consulting. These subsidiaries include Marsh Inc., the world's leading risk and insurance services firm; Putnam Investments, one of the largest investment management companies in the US; and Mercer Inc., a leading global provider of consulting services. The company employs approximately 60,000 people, providing analysis, advice and transactional capabilities to clients in over 100 countries.
Steven A Mills , Lang of Monkton, Morton O Schapiro, Lloyd M Yates, Elaine La Roche, R David Yost, Daniel S Glaser, Bruce P Nolop, Deborah C Hopkins, H Edward Hanway, Marc D Oken